Debt to Income Ratio

Your Debt to Income Ratio is a measurement of how much you owe your creditors as a percentage of your available credit. This is used as a credit responsibility measure.  Most credit cards still require you to have a minimum credit score of 650 or above. Your credit score is made up of many factors, but most important to credit card companies are the following: length of credit history, a history of on-time payments, and a low debt-to-credit ratio. Hence, we built an easy to use tool to understand where you stand today.